Settlement Benefits

Eligible Class Members who timely file a completed claim form will be paid additional General Damages payment under their UM/UIM coverage based on the following formula:

The amount of General Damages previously paid by Motorists for the Class Members' UM/UIM Bodily Injury Claim will be divided by .87. The result of that calculation will then be decreased by the amount of General Damages previously paid. For purposes of the calculation, General Damages have been set at 70% of the amount paid for your Motorists UM/UIM claim.

As an example, if the previous UM/UIM claim payment was $10,000, 70% of that amount, or $7,000 will be considered the amount of General Damages previously paid. That $7,000 amount is then divided by .87, which equals $8,045.98. The $8,045.98 number is then decreased by $7,000, totaling an additional cash payment of $1,045.98.

You may not be entitled to payment or your payment may be less if the total amount previously paid to you or others for bodily injury claims plus the amount you would get under the settlement would exceed the policy limits for a single claimant or for payments to all claimants.

Settlement payments will also be limited by the terms of the auto policy involved. If the total amount needed to pay valid claims exceeds $2,383,893, each Class Members' payment will be reduced and paid in proportion to all Class Members' payments.